So Egg have decided to cancel their credit card agreements with over 160,000 customers which is an intriguing development.

They aren’t asking these people for the money they owe (if they do owe anything at the moment), they are simply cancelling their cards so that they can’t spend any more but can continue to repay any debts at a rate they choose.

Is it just me who finds this a bit worrying?

Going to university is a different experience for different people, and I think everyone who goes gets something out of it - even if they don’t ultimately graduate or whatever.

I was only 17 when I headed off to Heriot-Watt University in Edinburgh, and a pretty immature 17 year-old at that. In hindsight I was far too young to be going but I had finished my time at school and it seemed like the next step - I never really thought much about it or what I would do when I left, all my friends were going so I just followed suit.