Most people like to think they are getting a bargain when they buy something and I’m no different.

Whether you are in the market for a new car, mobile phone contract, car insurance or whatever if you feel you have managed to either find the shop with the lowest price or even managed to haggle some discount then you will walk away happy with your purchase.

The commonest place to find deals these days seems to be in the supermarket where we are bombarded with signs informing us of discounts on certain goods or other products which are available on a Buy One Get One Free (BOGOF) deal or something similar.

So Egg have decided to cancel their credit card agreements with over 160,000 customers which is an intriguing development.

They aren’t asking these people for the money they owe (if they do owe anything at the moment), they are simply cancelling their cards so that they can’t spend any more but can continue to repay any debts at a rate they choose.

Is it just me who finds this a bit worrying?

Going to university is a different experience for different people, and I think everyone who goes gets something out of it - even if they don’t ultimately graduate or whatever.

I was only 17 when I headed off to Heriot-Watt University in Edinburgh, and a pretty immature 17 year-old at that. In hindsight I was far too young to be going but I had finished my time at school and it seemed like the next step - I never really thought much about it or what I would do when I left, all my friends were going so I just followed suit.

Excuse me for a minute, I just need to work my way through a problem - writing things down is meant to help order them in your mind apparently and find the best solution.

The problem is that we currently have a 27″ LCD Samsung flatscreen telly which is fine for use in the bedroom or as a second TV in another room but not much cop as the main telly in the lounge.  Therefore we’d like a new one for when we move into the new house (that we’ve had for 7 months and are yet to move into…).

At last!

My mobile phone contract is due for renewal at the end of this month so I decided to have a look around for a better deal - loyalty doesn’t pay remember.

I’ve been with O2 for years now and I decided that I was going to find the best deal I could and then offer them the chance to match it or I was off to pastures new.

Having checked my old bills, I text a lot more than I talk - in fact some months (most months in fact) I don’t use any free minutes at all, so I was looking for a package with mainly free texts.